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Bilateral Loan


Bilateral loan refers to the credit dealings between correspondent banks, including short-term inter-bank loans and medium and long-term loans. It may also refer to the medium and long-term loans granted to multinationals and foreign industrial and business enterprises to handle their short-term liquidity shortage or make replacement, expansion and new construction of fixed assets.


It meets customers' short-term or medium and long-term capital needs.

Banks can maintain a high degree of independence and flexibility to undertake an independent evaluation and judgment.