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Syndicated Loan


Syndicated loan is a form of loan business in which two or more lenders jointly provide loans to one or more borrowers on the same loan terms and under the same loan agreement. Usually, one bank is appointed as the agency bank to manage the loan business on behalf of the syndicate members.


It is a loan with large amount and long term. It can meet borrowers' demand for funds of long term and large amount.

It has diversified forms. The syndication cantake many forms, such as fixed-term loans, revolving loans, standby L/C line on requirements of the borrower. Meanwhile, the borrower can also choose RMB, USD, EUR, GBP and other currency or currency portfolio, if needed.

It helps borrowers build a good market image. The success of a syndicate comes from the participants' full recognition of the borrower's financial and operational performance, by which the borrower can build up their reputation.